CTC to In-Hand Salary Calculator CTC to In-Hand Salary Calculator Estimate your monthly salary from your annual CTC. Annual CTC (₹) Basic Salary (%) HRA (% of Basic) Monthly Rent Paid (₹) City Type Metro City Non-Metro City Employee EPF Yes No Health Insurance Premium (₹/year) Employer PF Contribution Yes No Include Gratuity Yes No Income Tax Regime New Tax Regime Old Tax Regime Calculate Reset